Independent comparison • AUSTRAC-registered • Updated May 2026
Head-to-head comparison

Independent Reserve vs CoinSpot

Australia's two most-established crypto exchanges, both founded in 2013, both AUSTRAC-registered, both ISO 27001 certified. The honest answer to 'which is better' depends entirely on how much you trade and what kinds of assets you want to own.

Our take: Independent Reserve for high-volume traders, SMSFs and institutional needs. CoinSpot for retail variety, ease of use, and altcoin access.

Independent Reserve

Lowest fees at volume, SMSF-friendly
4.6/ 5 ★★★★★
Trading fee0.50% → 0.02%
Coins35+
ISO 27001Yes
SMSFYes
Full review Visit Independent Reserve

CoinSpot

Largest Aussie exchange — best for variety
4.7/ 5 ★★★★★
Trading fee0.1% / 1%
Coins530+
ISO 27001Yes
SMSFYes
Full review Visit CoinSpot

Side-by-side breakdown

Nine areas compared directly. The checkmark indicates the winner for that category.

CategoryIndependent ReserveCoinSpot
Coin selection
CoinSpot supports more than 15× the coins
35+530+
Lowest trading fee
IR's volume-tiered fees beat CoinSpot at scale
0.02% (top tier)0.1% market
Starting trading fee
CoinSpot is cheaper for low-volume users
0.50%0.1% market
Proof of reserves
IR publishes more formal reserve attestations
Published regularlyCold storage attested
ISO 27001 certified
Both at top tier of Australian exchange security
YesYes
Singapore MAS licence
IR is dual-regulated AU + Singapore
YesNo
SMSF onboarding
IR is the institutional default for SMSF crypto
Best in marketStrong
Staking
CoinSpot supports staking on more assets
LimitedMany coins
Beginner-friendly
CoinSpot is easier on first use
FunctionalBeginner-focused

The verdict

Pick Independent Reserve if you're investing a serious amount, running an SMSF, trading actively enough to reach lower fee tiers, or you value institutional-grade security and proof of reserves.

Pick CoinSpot if you're a retail buyer who wants altcoin variety, an easy interface, and staking on a wide range of coins. For most first-time Australian buyers under A$10,000, CoinSpot is the better answer.

Read the full reviews

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Affiliate disclosure: CompareCrypto may receive a commission when you sign up via our links. This never influences our verdict — we compare exchanges purely on fees, security, coin selection and user experience. Crypto is volatile and high-risk; this is general information only.